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Flooding occurs when the amount of rainfall exceeds the
ground’s ability to absorb water. When rainfall does
occur, it can sometimes result in a sudden flood of water
filling dry streambeds known as a flash flood.
According to the National Weather Service, an average of
100 people in the United States lose their lives in floods
annually. Ninety percent of all natural disasters in the
United States involve flooding. Flash floods can occur
within a few minutes or hours of excessive rainfall, a dam
or levee failure. They can strike at any time in any place
with little or no warning. Whereas flash floods are sudden
and deadly, slower flood buildups also pose danger –
particularly to motorists and spectators.
Homeowner’s insurance policies do not cover flood damage.
The National Flood Insurance Program was created by
Congress to provide flood insurance for property owners in
flood-prone communities. Ask your Alfa Alliance agent
about flood insurance and the National Flood Insurance
Program.
Protecting Your Home Against Flood Damage (PDF Format)
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